
We will all over time need insurance, when you learn to drive you have to have insurance, when you go to work you are insured under your employers workmen’s compensation, when you buy your first home you must have insurance on it. While sometimes you may have no choice about the type of insurance that you need, other times you will have to choose your own insurance, learning to choose the right types of insurance depending on the needs you have, is important and a skill you will use over and over again throughout your life.
Knowing how to choose the right insurance starts with understand what insurance does and how much insurance you really need. This will vary depending on your circumstances and what your budget it. For instance if you have a car that is not worth a lot of money, there is no sense in putting coverage on it, however you will still need liability and medical to cover any damages that may arise if you have an accident.
The Same is true for your other belongings, if you do not own a house you may not need home insurance but you may wish to insure your belongings especially if you have a lot of expensive electronics. This insurance is called renters insurance and it protects you even if you are not ready to buy a house.
Other insurance you may wish to consider is insurance on your recreational vehicles, life insurance, health insurance and if you work for yourself you may wish to get business insurance as well. All these types of insurance vary depending on your circumstances, such as age, health and the possessions you want to insure and as always your budget. While you may not be able to buy all of them it is important to get the ones that are most applicable to your life, as well as those that may be required such as home insurance if you are buying a home and car insurance.
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It is important to take some time to read about the insurances you are getting ready to buy, you should at least know the differences between liability, collision, comprehensive, as well as when you need them for your car. This is true for all insurances, you can make costly devastating mistakes but not understanding insurance terms such as those that tell you the type of insurance you are buying.
Life insurance is a good example of that, since there is a huge range of prices for the different types of insurance, but how they cover you and how much they pay out ranges just as widely. Does your policy stay the same or can your insurance company change it, does it have a cash value? These are all questions that you will need to know the answer for if you are going to buy life insurance.
There are plenty of resources on the Internet that will give you the basic information you will need, to be able to make choices for your insurance needs. In fact many of the free quote sites that offer you quotes for your insurance needs can give you all the basic information you will need to make informed choices about your insurance. You will also find that many of the insurance company sites will explain all of their policies in full at their websites as well.
You can also go to talk to your agent once you have chosen one, they can answer any questions you have and help you to decide the insurance you should have. If you choose to use one of the quote sites you will have agents in your area contact you with your quotes, before you decide on your insurance be sure to take the time to carefully review the quotes and take care of any research you need to do before you make your final decision.
Once you have an agent or two, they will help you to make your final decisions and take care of all the paperwork. You will have the satisfaction of knowing you took your time and made an informed decision no matter what type of insurance you are trying to buy. One of the best places to start your search for information and for the quotes you will need to complete the process is at Insurance Quotes, we offer a wide range of information about all of your insurance needs and have a free quote form that will allow you to compare your insurance quotes before you buy.
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Juliette,
Congratulations on your upcoming marriage!
(1) FIRST, people have given you lots of suggestions and I will too…..BUT….hold on!!! The posters that said to have your friend do it (once they are "ordained" online)….hold on! That is NOT…I repeat NOT legal in all states. You need to research this and, if you are thinking of this, CALL your county clerk's office to make sure it's legal. You would hate to go through all of this and then find out that your ceremony was not legal.
(2) When you say Father Ruiz, is that a Catholic priest? I am assuming so. If you are having a Catholic wedding, know that a priest will NOT marry you outdoors as you were thinking….you need to be married inside the church since marriage is a Sacrament in the church. Most priests charge between $75-$100 to marry you, however, maybe if you tell him of your financial situation, he will charge you less.
(3) My ideas: If you have a church hall (which it seems as though you do) for your reception, then DEFINITELY have your reception in the church hall.
Also know that you do not need to feed all your guests a meal, per se. Why not have a 1 p.m. wedding, then just have some finger foods and desserts with coffee and punch after. This is very acceptable since the reception would be from about 2-4 p.m. This will cut down substantially on the food. You can have: assorted cheeses/crackers; fruits/dips; veggies/dips; and then you cake and maybe some other dessert such as cheesecake bars, brownies; then have some coffee and punch!
That could be very elegant if you set up the tables nicely. The church may have table linens that you can use; plates; cups; etc.
That’s classic. I’m glad I’ve got insurance.
what if he had no insurance?
You answered your own question! 10 points!
Try taking out the little bits of slang, like "the kicker" and "no-brainer". They stand out too much in a piece that is so factual. Also, you seem to have two arguments here: that obesity should not be treated as a disease in order to avoid financially punishing thinner people, and that children should be taught to make better nutritional choices rather than having those choices made for them. Whatever my opinion on either of those issues, you should either make the tie between them clearer or focus on one or the other.
First, $80/mn is outrageously expensive.
Second, a life-insurance pay-out from one spouse *isn't for* the other spouse.
If you have no children you are a selfish, selfish, money-grubbing bitch.
What about him? What about the total objectification you have just subjected him to?
Should you find a suitable substitute for yourself should you expire early? Perhaps a prostitute on retainer?
Dodd Frank, and they are already working on it behind closed doors, anything to undermine the fiscal stability of the nation and cater to big business.
Anyone who answered this question just to say "that's too long, I'm not reading that" is an IDIOT. These are the apathetic lemming that will follow this administration blindly, right off the cliff, dragging the rest of my country down with them.
Our nation is being blatantly and overtly hijacked right under our noses, because of people who don't care enough to read even a question as long as this one, let alone seek the truth for themselves. You should all be sterilized. Oh, wait, our new science czar has already proposed that. Or was it the health czar? Or the green jobs czar?
What this country really needs is a qualification test to be certified to vote. A citizen should be forced to demonstrate a minimum level of awareness and understanding about what is going on in the world and what it means before being allowed to make a decision on it.
Great With Numbers and Quick Production With Algebraic Expressions and All That Fancy Math Stuff Education is Very Important Role as Well, I Would Suggest to Look Outstandingly Professional, Major in Business Management at a 4-Year College Try for a Bachelors' Degree and if Your Able to Take a Side Course(s) Find a Suitable Business Ethics and Numerical Mathematics Reasoning Class(es) That You Can Study as Well Defiantly Take a Course in Public Speaking and Government Ethics Which Can Be Offered at a Community College and Psychology May Be a Nice and Very Interesting Major Though Will Serve No Real Definite Purpose on Say Wall Street.
I Hope and Wish You All The Good Luck as Possible if You Have an Interest in Pursuing a Career in Marketing, It Takes a Really Smart Individual to Be Able to Take on a Task Like That
I Know D@mn Well I Couldn't Hahah
LOL.
80 a month is a bit high because you are not working. Is it a waist of money to have it right now. yes and no. ods of you dieing if you are healthy slim. but possible. I would find some type of coverage with a min of 10.000 thats enought to put you in the ground it wont be fancy but it will do the job if needed. when you get back to work again upgrade if you would like